Products
Our proprietary software and risk management expertise take on a new and interactive approach to conventional online transaction management. Data quantifications applying unique algorithms allow for real-time tagging and green-lighting of legitimate transactions creating a seamless, conventional purchasing experience for the consumer.
We successfully remove a user’s inconvenience factor by reducing false-positives in legitimate transactions and remove time consuming and ineffective fraud checks without compromising the users’ safety and security.
Global, regional and industry specific payment options, major credit cards, person-to-person and money transfers available for any age or size operator: plug-&-play and mobile ready!
To effectively combat fraud, TAG combines the latest available technologies and services: negative database management, forensic review, geolocation, biometrics, etc. Combined, these technologies create the perfect mix of options for any merchant to combat fraud without affecting the natural flow of business.
TAG’s proprietary fraud technology also permits the use and integration of third-party solutions to tag and track individuals, transaction types, geolocations and any other numerous types of identifiers using time or date stamps, clusters and groupings all in one user-friendly screen with streamlined and real-time data.
Risk management commonly refers to the balancing of risk or exposure versus opportunity. The management of risk consists of complex algorithms and values assigned to various actions and outcomes. TAG’s proprietary risk management system is our flagship product since its core pertains to the automation of detection, analysis and resolution of complex risk management criteria.
The criteria segment evaluates thousands of possible outcomes using a proprietary variables hierarchy capable of creating a 3D image of any transaction, profile or scenario. As a differentiator to conventional platforms using 3 to 7 variants, TAG applies a minimum of 2,000 unique variables to each risk exposure (transaction), with information quantified within sub-millisecond and capable of evaluating risk levels of multiple millions of simultaneous transactions.
In a 1:2 environment, risk balancing is impossible as the set of variables are irrelevant to the outcome, it will always be either/or, but never to the N-degree.
With Dynamic Risk Balancing, TAG’s proprietary system acts like the sense of reason on top of the sense of observation.
Part A of the system registers each activity passing through our system and provides basic categorization and segmentation.
Criteria 001: “Person is possibly using a card without authorization”.
Part B the of Dynamic Risk Balancing tool then provides the logic and determines the degree a single or group of actions have and creates a virtual snapshot of the activity in question.
Criteria 002: “Person has used a card without authorization before”.
Action 001: “Do not transact. Contact Credit Card authority”.
We perceive, we process, we react is the theory adapted in this Dynamic Risk Tool as it automates problem quantification processes in real-time and in sub-millisecond action for any degree of complexities.
The result is a seamless identification and real-time threat recognition very much in the way we perceive a friend or foe circumstance, but automated with remarkable results and cost savings.
Due to TAG’s extensive reach into each core and embedded function related to transactions, users and profiles applied through TAG’s proprietary platform generate reports, statistics and charts designed to assist the management decision process with real-time data and user friendly interfaces.
The management information system (MIS) uses customizable reports, defined by industry, client size and departments. Aside from our numerous reporting templates, our versatile MIS is a one-page management dashboard depicting the real-time financial flow and risk activity by brand, payment system and timeline using graphs, charts and easily referenced user interfaces.
